Where To Turn - Know Your P.E.A.R. Scores
Some Chinese traditions believe that the pear is a symbol of immortality and some say it also bestows wisdom and health.
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Think of your P.E.A.R scores like your FICO credit scores, both are designed to assess your potential and your risk.
P = Positive Childhood Experiences Score (7 Questions) E = Emotional Intelligence (EQ) Score (7 Questions) A = Adverse Childhood Experiences Score (10-15 Questions) R = Resilience Score (14 Questions) P.E.A.R scores tell your resilience and capability story. Each quiz carefully researched by trauma informed experts. Start there. For fun, a FICO score is a type of credit score that makes up a substantial portion of the credit report lenders use to assess an applicant's credit risk. |
Human capital refers to the skills and qualities people have, like education, economic productivity, thinking ability, self-control, and self-discipline, that help them be productive and successful in their work and finances.
- Early-life factors, such as childhood socioeconomic status (SES), cognitive ability, and self-control, predict adult outcomes like credit scores and heart health.
- Human capital (attributes like education, cognitive ability, and self-control) influences both financial and health outcomes, independently of income.
- Personal attributes are critical in determining creditworthiness and overall well-being.
- Childhood factors play a foundational role in adult human capital development.
- Early interventions in education and personal development could have long-lasting positive effects on both financial stability and health outcomes.
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